Christies Sereno White

Dave Bauer

Realtor®
CaDRE# 01166202

When you’re hoping to lock down a home loan, the focus is on making sure you look like a safe bet for prospective lenders. Conversation tends to drift to the key pieces of the pre-approval puzzle, from credit score and stable income to acceptable debt levels and suitable assets. No one’s arguing the wisdom there. But what often gets glossed over, if not entirely forgotten, are the things lenders won’t or even can’t factor into their decision.

Some of those non-factors help protect homebuyers and maintain a level playing field. Others might push a home loan out of reach for certain borrowers. That’s why it’s important to consider some of the things lenders might not.

1. Race, Age & Family Status: The Fair Housing Act and the Equal Credit Opportunity Act both protect consumers from discrimination regarding real estate and credit transactions. Lenders and creditors are barred from discriminating against people based on their race, religion, family status

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Contact

Dave Bauer, Realtor® CaDRE# 01166202
380 Diablo Rd, Ste 100 Danville, CA 94526
Phone: (925) 855-4040
Email: dave@davebauer.com

Dave Bauer, Realtor® fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Bay East ©2024. CCAR ©2024. bridgeMLS ©2024. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.